More than a policy-

a promise.

  • Person driving a car with an open sunroof on a rural road, interior shot showing dashboard and hat on the dashboard, green fields outside.

    Auto

    Coverage you can trust, keeping you and your vehicle protected mile after mile.

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  • Family dining at a table in a bright and modern home, with large windows and indoor plants.

    Home

    Coverage that protects your home, your belongings, and your peace of mind.

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  • Interior of a health shop with a seating area and a counter; labeled "The Health Lab."

    Business

    Insurance solutions designed to keep your business secure and thriving.

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  • Health Insurance

    Health

    Get the right coverage to keep you and your family healthy and secure.

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Joseph Michael Smith

Your partner in protection.

I’m Michael Smith, your trusted local independent insurance agent. I take pride in offering a wide range of insurance options, ensuring you get the best coverage at the best value.

As a part of this community, I understand the unique needs of my clients and tailor insurance solutions that provide strong protection while saving you money. My goal is to offer flexible coverage that adapts to life’s changes, so you always have the right fit.

With me, you’re not just getting insurance—you’re getting personalized service and expert guidance to help you make informed decisions to protect what matters most.

Real Stories. Real Protection.

  • "Michael saved us on our homeowner’s insurance- better coverage for a cheaper premium! Will be moving auto to his company as well. Let him give at least you a quote!"

    Lynn King

  • "Amazing customer service, very knowledgeable and communicated with us closely during the process. Michael worked hard on getting us the lowest rate possible, but still receiving the best coverage! Its a great feeling to have an insurance agent that knows what's the best for your situation even when you don't and an agent you can trust. Thanks Michael we appreciate your dedication."

    Felicia Conway

  • "Michael has been a delight to work with for my insurance needs. He is very knowledgeable, helpful, and quick to respond to me. I highly recommend giving him a chance to get you a quote!"

    Michelle Asworth

  • "He is very knowledgeable, helpful, and quick to respond to my messages in the same day Michael work in my insurance! Also gave the quote quickly! The most of all he saves me more money than what I had before!.. Im glad that I found you! Thank you so much! I highly recommend giving him a chance to get you a quote! "

    D. Gonzales

  • "Michael was so easy to work with and made sure all of our questions were answered with no delay. Top notch customer service!"

    Edie Burch

  • "Mr. Smith did an amazing job with my policy, had everything I asked for and he even made some outstanding recommendations! Definitely understands his business and earned a customer for life! Thank you again for everything!"

    Blake Watkins

  • "Michael was so easy to work with and saved me so much on premiums while maintaining adequate coverage. He has been super responsive to any questions I have! I was dreading the process but he made it so easy!"

    Laura Pittman

  • "Michael Smith helped us get home insurance on our property with more coverage at a lower deductible. The best part is that he is easy to work with, and really has a heart to help people. He is genuinely a good person who can be trusted, and very honest. I feel confident working with a person like him."

    Crystal Stafford

  • "As a first-time homebuyer, I had no idea where to start with insurance. Michael made the process incredibly easy, guiding me every step of the way to ensure I had the right coverage for my new home. His customer service was outstanding—responsive, knowledgeable, and genuinely helpful. I highly recommend him to anyone looking for a smooth and stress-free insurance experience!"

    Rylan Breaux